Apt Financial Management


The government allows you put money away each tax year into an ISA. Once invested in an ISA, the tax man has no future claim to any capital growth or income that you receive.

PAUL TOON - Independent Financial Advisor

Paul ToonIf you would like to discuss any aspects of our investment proposition please feel free to contact us    » more about Paul

Cash ISAs are just like a deposit account. Your capital is guaranteed and additionally the interest is tax free.

Stocks and Shares ISAs allow you to take higher risks. Stock market investments can fall in value as well as rise, so you could get back less than you invest. However over the longer term funds and shares have the potential to produce significantly higher returns.

Apply now for your ISA from a managed portfolio of funds

If you are happy to make your own investment decisions, we have a simple low cost service to access a managed portfolio of funds. If you are unsure that the ISA is suitable for you, please contact us for advice.

The value of investments and income from them may go down. You may not get back the original amount invested.

Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from taxation, are subject to change.

Apt Financial Management, 4 The Willows, Hulland Ward, Ashbourne, Derbyshire DE6 3EW
Phone: 01335 370 515