Apt Financial Management

Multi Manager Funds

A multi-manager fund is a managed portfolio of funds offering investors a ready made and diversified portfolio within one simple investment.

They can be suitable first time investors in need of a simple way to invest in the stock market or for more experienced investors looking for a core, broadly based fund around which more specialist investments can be made.

PAUL TOON - Independent Financial Advisor

Paul ToonCharges for this type of investment are higher than for other forms of collective investments because of the additional layer of management costs involved. Multi Manager Funds are intended to be medium to long term investments (5 years and longer), the value of investments and any income from them can fall as well as rise, returns are not guaranteed and you may not get back all of what you originally invested.

Why consider a multi-manager fund?

  • Actively managed - With over 2,000 funds available, which do you choose and how do you monitor the holdings and make changes when required? Once you have decided on the most appropriate multi-manager fund, you can leave all these questions to a professional manager.
  • Diversification - The objectives of each multi-manager fund is different but they all aim to offer a well diversified portfolio so you are not over-exposed to any one particular area.
  • Ease and simplicity - Switching existing investments into a multi-manager fund can bring balance to your portfolio, save you time and tax and increase the performance potential.
  • Tax savings - Multi-manager funds can make changes whenever they consider appropriate without having to pay Capital Gains Tax (CGT). You only pay CGT when you sell and only then if the gain takes you over your annual CGT limit. Of course, gains within an ISA or SIPP are tax free anyway.

Please note that charges for this type of investment are higher than for other forms of collective investments because of the additional layer of management costs involved. Multi Manager Funds are intended to be medium to long term investments (5 years and longer). The value of investments and any income from them can fall as well as rise, returns are not guaranteed and you may not get back all of what you originally invested.

The value of investments and income from them may go down. You may not get back the original amount invested.

Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from taxation, are subject to change.


Apt Financial Management, 4 The Willows, Hulland Ward, Ashbourne, Derbyshire DE6 3EW
Phone: 01335 370 515